Deborah Womack
Mortgage Loan Officer

Effingham Banking Center
210 East Fayette
Effingham IL 62401

Office: 6182066329
Fax: 217-342-5530

Email: dwomack@fnbwaterloo.bank
NMLS # 931167

Business Hours:
Monday – Thursday: 8:30 a.m. to 4:30 p.m.
Friday: 8:30 a.m. to 6:00 p.m.
Saturday: By Appointment

My goal is to make your loan process as seamless as possible from application to closing.  I specialize in Real Estate, Home Equity and Consumer loans.  I appreciate the opportunity to help you find the best loan product to meet your needs and guide you through the loan process.

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

1. Click Apply Now and complete the application.
2. When you have completed the application, click submit.
3. I will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help.

First National Bank of Waterloo Benefits

Still want to have personal assistance?

You can call me with any of your questions or to ask for advice.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and I am always just a call or e-mail away!

Calculators

Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.